FL Independent Insurance Agency2019-09-19T02:13:20+00:00

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Get The Right Protection For You At The Lowest Cost!

Welcome to Ideal Insurance!

Finding the right insurance protection can be a great challenge when you own a home, vehicle, or business. Fortunately, you are at the RIGHT place! Ideal Insurance in Sarasota, FL can help you get insurance policies that are designed specifically for you. Our team of highly experienced agents can match you with policies that fulfills your needs without exceeding your budget.

Ideal Insurance is a fully licensed and insured independent insurance agency that works with a wide range of carriers. This allows us to offer many different types of insurance, including Auto Insurance, Homeowners Insurance, Umbrella Insurance, Commercial Property and more!

Ideal Insurance is a family-owned and -operated insurance agency that looks out for our clients throughout Sarasota, Manatee County, and surrounding areas. In fact, 99% of our customers choose to renew their polices with us. Whether you want to report a claim or get information about available coverage, we’ll do our best to address our issue in a timely manner. Call Ideal Insurance NOW to get the right protection for your needs at the lowest cost!

Don’t Take Our Word, See What Others are Saying…

Outstanding Customer Service

“Ideal Insurance, Inc. has been our insurance agent for 20 years handling our personal and business insurance. They are always there for us giving us outstanding service and getting coverage we need at an affordable price.”

Craig and Christine Masse, Port Charlotte, FL

Savings and Improved Coverage for American Legion Posts

“Paul at Ideal Insurance took over our insurance here at Post 69 in 2018. He greatly improved our coverage and saved us money as well. He was referred to us by the post commander at Post 25 in Avon Park.”

Robert (Little Bob) Plafchan, Post Commander, Avon Park, FL

Incredible Personal Service

“I highly recommend Tim Mihm of ideal Insurance for all of your insurance needs. Not only does he have a wide choice of companies for you, but he also offers an incredible, personal experience. When you are insured by Tim, you are treated like family and he truly cares.“

Lisa Silvestri, Silvestri Travel LLC.

Specialized Insurance Program for Veterans Organizations

Parking lot view of American Legion Post 110 building in Port Charlotte, FL

Ideal Insurance President, Paul Kreminski (American Legion member #203833652) designed an insurance package specifically for American Legion, VFW and AMVETS Posts that can not only save you money but provide the right coverage lacking in most policies that can lead to uncovered losses and lawsuits.

Insurance packages designed for Legion Posts cover buildings, contents, general liability, liquor liability, directors and officers liability, employment practices liability, fidelity bonds and workers compensation all at very competitive pricing.

Call 941-921-2102 and Ask for Paul For Savings and Proper Protection!

Ideal Insurance at the Department of Florida American Legion Convention

American Legion Colonel Sanders
American legion convention banner with Ideal Insurance

Latest Insurance News and Tips…

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If you have ever been asked to serve on a board for a Non-Profit Organization, you may not have given it a lot of thought regarding any actions or decisions you or other board members may make along the way.  After all, this may be a part-time position and you have the greatest intentions of establishing goals and making decisions on behalf of the organization.  However, what about when the decision you or someone else [...]

September 27th, 2019|Uncategorized|

Florida isn’t called the Sunshine State for no reason.  With its year-round warm temperatures and numerous attractions, it draws many vacationers.  In fact, if you live in Florida, you may have either rented your home to vacationers at some point in time or at least considered it.  Before renting out your home or a room in your home, determine the type of insurance needed for a VRBO or Airbnb. Business Activity is Excluded? Your Florida [...]

September 14th, 2019|Uncategorized|

Living in the sunshine state has many perks such as year-round warmer weather temperatures and numerous attractions; however, it is also considered one of the top disaster-prone states in the United States.  Owning a home in Florida means you must have the right type of insurance protection in place should you experience some of the most typical homeowners insurance claims in Florida.  Below are some of the most common homeowners claims of which you should [...]

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