FL Independent Insurance Agency2019-12-10T12:03:55+00:00

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Get The Right Protection For You At The Lowest Cost!

Welcome to Ideal Insurance!

Finding the right insurance protection can be a great challenge when you own a home, vehicle, or business. Fortunately, you are at the RIGHT place! Ideal Insurance in Sarasota, FL can help you get insurance policies that are designed specifically for you. Our team of highly experienced agents can match you with policies that fulfills your needs without exceeding your budget.

Ideal Insurance is a fully licensed and insured independent insurance agency that works with a wide range of carriers. This allows us to offer many different types of insurance, including Auto Insurance, Homeowners Insurance, Umbrella Insurance, Commercial Property and more!

Ideal Insurance is a family-owned and -operated insurance agency that looks out for our clients throughout Sarasota, Manatee County, and surrounding areas. In fact, 99% of our customers choose to renew their polices with us. Whether you want to report a claim or get information about available coverage, we’ll do our best to address our issue in a timely manner. Call Ideal Insurance NOW to get the right protection for your needs at the lowest cost!

Don’t Take Our Word, See What Others are Saying…

Outstanding Customer Service

“Ideal Insurance, Inc. has been our insurance agent for 20 years handling our personal and business insurance. They are always there for us giving us outstanding service and getting coverage we need at an affordable price.”

Craig and Christine Masse, Port Charlotte, FL

Savings and Improved Coverage for American Legion Posts

“Paul at Ideal Insurance took over our insurance here at Post 69 in 2018. He greatly improved our coverage and saved us money as well. He was referred to us by the post commander at Post 25 in Avon Park.”

Robert (Little Bob) Plafchan, Post Commander, Avon Park, FL

Incredible Personal Service

“I highly recommend Tim Mihm of ideal Insurance for all of your insurance needs. Not only does he have a wide choice of companies for you, but he also offers an incredible, personal experience. When you are insured by Tim, you are treated like family and he truly cares.“

Lisa Silvestri, Silvestri Travel LLC.

Specialized Insurance Program for Veterans Organizations

Parking lot view of American Legion Post 110 building in Port Charlotte, FL

Ideal Insurance President, Paul Kreminski (American Legion member #203833652) designed an insurance package specifically for American Legion, VFW and AMVETS Posts that can not only save you money but provide the right coverage lacking in most policies that can lead to uncovered losses and lawsuits.

Insurance packages designed for Legion Posts cover buildings, contents, general liability, liquor liability, directors and officers liability, employment practices liability, fidelity bonds and workers compensation all at very competitive pricing.

Call 941-921-2102 and Ask for Paul For Savings and Proper Protection!

Latest Insurance News and Tips…

December 27th, 2019|Uncategorized|

Manufactured homes are increasingly popular, especially in Florida.  Warmer weather, affordability, and practicality are some of the main reasons many people prefer them; in fact, 1 out of 3 homes in Florida are manufactured homes according to the Florida Department of Highway Safety and Motor Vehicles.  While some insurance carriers may impose a higher insurance premium, you can still find insurance rates that provide the right insurance protection for your manufactured home, while still being [...]

October 25th, 2019|Uncategorized|

Your Florida restaurant may be your biggest investment yet, so it makes sense that you want to focus on upholding your reputation, serving excellent food, and providing the customer service that keeps patrons returning.  But what about the insurance that protects your restaurant business should the unexpected arise?  Regardless of how careful your business operations, catastrophic situations do happen which is why having the right insurance protection in place is essential to the success of [...]

October 11th, 2019|Uncategorized|

If you have ever been asked to serve on a board for a Non-Profit Organization, you may not have given it a lot of thought regarding any actions or decisions you or other board members may make along the way.  After all, this may be a part-time position and you have the greatest intentions of establishing goals and making decisions on behalf of the organization.  However, what about when the decision you or someone else [...]

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