FL Independent Insurance Agency2019-05-24T18:10:34+00:00

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Get The Right Protection For You At The Lowest Cost!

Welcome to Ideal Insurance!

Finding the right insurance protection can be a great challenge when you own a home, vehicle, or business. Fortunately, you are at the RIGHT place! Ideal Insurance in Sarasota, FL can help you get insurance policies that are designed specifically for you. Our team of highly experienced agents can match you with policies that fulfills your needs without exceeding your budget.

Ideal Insurance is a fully licensed and insured independent insurance agency that works with a wide range of carriers. This allows us to offer many different types of insurance, including Auto Insurance, Homeowners Insurance, Umbrella Insurance, Commercial Property and more!

Ideal Insurance is a family-owned and -operated insurance agency that looks out for our clients throughout Sarasota, Manatee County, and surrounding areas. In fact, 99% of our customers choose to renew their polices with us. Whether you want to report a claim or get information about available coverage, we’ll do our best to address our issue in a timely manner. Call Ideal Insurance NOW to get the right protection for your needs at the lowest cost!

Don’t Take Our Word, See What Others are Saying…

Outstanding Customer Service

“Ideal Insurance, Inc. has been our insurance agent for 20 years handling our personal and business insurance. They are always there for us giving us outstanding service and getting coverage we need at an affordable price.”

Craig and Christine Masse, Port Charlotte, FL

Savings and Improved Coverage for American Legion Posts

“Paul at Ideal Insurance took over our insurance here at Post 69 in 2018. He greatly improved our coverage and saved us money as well. He was referred to us by the post commander at Post 25 in Avon Park.”

Robert (Little Bob) Plafchan, Post Commander, Avon Park, FL

Incredible Personal Service

“I highly recommend Tim Mihm of ideal Insurance for all of your insurance needs. Not only does he have a wide choice of companies for you, but he also offers an incredible, personal experience. When you are insured by Tim, you are treated like family and he truly cares.“

Lisa Silvestri, Silvestri Travel LLC.

Specialized Insurance Program for Veterans Organizations

Post 110 building photo

Ideal Insurance President, Paul Kreminski (American Legion member #203833652) designed an insurance package specifically for American Legion, VFW and AMVETS Posts that can not only save you money but provide the right coverage lacking in most policies that can lead to uncovered losses and lawsuits.

Insurance packages designed for Legion Posts cover buildings, contents, general liability, liquor liability, directors and officers liability, employment practices liability, fidelity bonds and workers compensation all at very competitive pricing.

Call 941-921-2102 and Ask for Paul For Savings and Proper Protection!

Latest Insurance News and Tips…

June 28th, 2019|Uncategorized|

Nobody likes to imagine being involved in an auto accident, but unfortunately, auto accidents happen all the time. Driving home from work, you got distracted and failed to see the line of traffic stopped in front of you. Traveling at 60 mph, you didn’t even have time to apply brakes and plow into the car in front of you, damaging that vehicle and causing extensive damages to your car. While you may feel certain your [...]

June 14th, 2019|Uncategorized|

Buying a home may be your biggest investment yet so it takes time, energy, and money to find the perfect fit for your needs. While some may prefer new construction, others love the personality and charm of older homes. If your tastes lean towards older homes, you may need to understand some challenges you may face when purchasing a home that is 25 years old or older. Insuring older homes may come with some concerns [...]

May 17th, 2019|Uncategorized|

Florida mandates that if you own and operate an automobile, you must carry Florida auto liability insurance, at least the minimum required. Sounds simple enough until you get your insurance quote and find the premium for the required auto insurance is significantly higher than you imagined. Not until you call your Florida independent insurance agent did you find out that various factors contribute to the amount of your insurance rate. Find out whether your insurance [...]

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