FL Independent Insurance Agency2019-09-19T02:13:20+00:00

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Get The Right Protection For You At The Lowest Cost!

Welcome to Ideal Insurance!

Finding the right insurance protection can be a great challenge when you own a home, vehicle, or business. Fortunately, you are at the RIGHT place! Ideal Insurance in Sarasota, FL can help you get insurance policies that are designed specifically for you. Our team of highly experienced agents can match you with policies that fulfills your needs without exceeding your budget.

Ideal Insurance is a fully licensed and insured independent insurance agency that works with a wide range of carriers. This allows us to offer many different types of insurance, including Auto Insurance, Homeowners Insurance, Umbrella Insurance, Commercial Property and more!

Ideal Insurance is a family-owned and -operated insurance agency that looks out for our clients throughout Sarasota, Manatee County, and surrounding areas. In fact, 99% of our customers choose to renew their polices with us. Whether you want to report a claim or get information about available coverage, we’ll do our best to address our issue in a timely manner. Call Ideal Insurance NOW to get the right protection for your needs at the lowest cost!

Don’t Take Our Word, See What Others are Saying…

Outstanding Customer Service

“Ideal Insurance, Inc. has been our insurance agent for 20 years handling our personal and business insurance. They are always there for us giving us outstanding service and getting coverage we need at an affordable price.”

Craig and Christine Masse, Port Charlotte, FL

Savings and Improved Coverage for American Legion Posts

“Paul at Ideal Insurance took over our insurance here at Post 69 in 2018. He greatly improved our coverage and saved us money as well. He was referred to us by the post commander at Post 25 in Avon Park.”

Robert (Little Bob) Plafchan, Post Commander, Avon Park, FL

Incredible Personal Service

“I highly recommend Tim Mihm of ideal Insurance for all of your insurance needs. Not only does he have a wide choice of companies for you, but he also offers an incredible, personal experience. When you are insured by Tim, you are treated like family and he truly cares.“

Lisa Silvestri, Silvestri Travel LLC.

Specialized Insurance Program for Veterans Organizations

Parking lot view of American Legion Post 110 building in Port Charlotte, FL

Ideal Insurance President, Paul Kreminski (American Legion member #203833652) designed an insurance package specifically for American Legion, VFW and AMVETS Posts that can not only save you money but provide the right coverage lacking in most policies that can lead to uncovered losses and lawsuits.

Insurance packages designed for Legion Posts cover buildings, contents, general liability, liquor liability, directors and officers liability, employment practices liability, fidelity bonds and workers compensation all at very competitive pricing.

Call 941-921-2102 and Ask for Paul For Savings and Proper Protection!

Ideal Insurance at the Department of Florida American Legion Convention

American Legion Colonel Sanders
American legion convention banner with Ideal Insurance

Latest Insurance News and Tips…

September 14th, 2019|Uncategorized|

Living in the sunshine state has many perks such as year-round warmer weather temperatures and numerous attractions; however, it is also considered one of the top disaster-prone states in the United States.  Owning a home in Florida means you must have the right type of insurance protection in place should you experience some of the most typical homeowners insurance claims in Florida.  Below are some of the most common homeowners claims of which you should [...]

August 30th, 2019|Uncategorized|

You have worked hard to establish and build your business so you know the protection of your livelihood is essential. Your business insurance protection is custom designed to cover the most typical risk exposures prevalent in your type of business, but lately you notice that your insurance premium has increased. You may want to take a look at the number of losses filed with your business insurer and take action to reduce premiums by controlling [...]

August 16th, 2019|Uncategorized|

Loaning Your Car At some point in time, you may have offered your car to someone to drive or been asked to use your vehicle for various reasons. Perhaps your neighbor asks to use your vehicle to go to the grocery store because her car won’t start or maybe you loan your car to a friend in need while her car is being repaired. Regardless, you may not think much of it until [...]

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