FL Independent Insurance Agency2019-04-01T22:57:59+00:00

For a Free Quote, Call 941-921-2102 or Select Below

Get The Right Protection For You At The Lowest Cost!

Welcome to Ideal Insurance!

Finding the right insurance protection can be a great challenge when you own a home, vehicle, or business. Fortunately, you are at the RIGHT place! Ideal Insurance in Sarasota, FL can help you get insurance policies that are designed specifically for you. Our team of highly experienced agents can match you with policies that fulfills your needs without exceeding your budget.

Ideal Insurance is a fully licensed and insured independent insurance agency that works with a wide range of carriers. This allows us to offer many different types of insurance, including Auto Insurance, Homeowners Insurance, Umbrella Insurance, Commercial Property and more!

Ideal Insurance is a family-owned and -operated insurance agency that looks out for our clients throughout Sarasota, Manatee County, and surrounding areas. In fact, 99% of our customers choose to renew their polices with us. Whether you want to report a claim or get information about available coverage, we’ll do our best to address our issue in a timely manner. Call Ideal Insurance NOW to get the right protection for your needs at the lowest cost!

Don’t Take Our Word, See What Others are Saying…

Outstanding Customer Service

“Ideal Insurance, Inc. has been our insurance agent for 20 years handling our personal and business insurance. They are always there for us giving us outstanding service and getting coverage we need at an affordable price.”

Craig and Christine Masse, Port Charlotte, FL

Savings and Improved Coverage for American Legion Posts

“Paul at Ideal Insurance took over our insurance here at Post 69 in 2018. He greatly improved our coverage and saved us money as well. He was referred to us by the post commander at Post 25 in Avon Park.”

Robert (Little Bob) Plafchan, Post Commander, Avon Park, FL

Incredible Personal Service

“I highly recommend Tim Mihm of ideal Insurance for all of your insurance needs. Not only does he have a wide choice of companies for you, but he also offers an incredible, personal experience. When you are insured by Tim, you are treated like family and he truly cares.“

Lisa Silvestri, Silvestri Travel LLC.

Specialized Insurance Program for American Legion Posts

Post 110 building photo

Ideal Insurance President, Paul Kreminski (American Legion member #203833652) designed an insurance package specifically for American Legion Posts that can not only save you money but provide the right coverage lacking in most policies that can lead to uncovered losses and lawsuits.

Insurance packages designed for Legion Posts cover buildings, contents, general liability, liquor liability, directors and officers liability, employment practices liability, fidelity bonds and workers compensation all at very competitive pricing.

Call 941-921-2102 and Ask for Paul For Savings and Proper Protection!

Latest Insurance News and Tips…

Important Coverage Options Your Business May Need to Minimize Potential Risks

March 22nd, 2019|Uncategorized|

As a business owner, you understand the many facets of protecting your Florida business along with the multitude of risks that may impact your business. Regardless of how careful you are, disaster can strike at any moment that could potentially destroy your livelihood if you don’t have the right type of business protection. Having the right type of protection entails knowing some important coverage options your business may need to minimize potential risks your business [...]

Important Coverage Options That You May Not Otherwise Consider for Your Homeowners Insurance

March 15th, 2019|Uncategorized|

Investing in the home of your dreams may be your biggest asset, but what if you suffer a disastrous loss that damages your home extensively only to find out there is a policy exclusion you knew nothing about? Being faced with paying for all the damages out of your own pocket can be both emotionally and financially devastating. Before you invest in a Florida homeowners insurance policy, make sure you are aware of some important [...]

Some Common Losses That Your Florida Homeowners Policy Typically Excludes

March 8th, 2019|Uncategorized|

Being a homeowner comes with many perks and advantages, but when you experience a homeowners loss, you may be quickly shocked to learn your loss may not be covered if you aren’t completely aware of the policy terms, conditions, provisions, and exclusions. A Florida homeowners insurance policy is designed to protect you and your home against catastrophic occurrences, but some of those losses may be specifically excluded under your policy. Before you are faced with [...]

Get A Quote

Let Us Do The Shopping For You! We Can Save You Time and Money. By Shopping Your Insurance With Multiple Top Quality Sarasota, Florida Insurance Companies.

Call Us Today at 941-921-2102

Policy Type Requested

Offering Protection From Top Quality Florida Insurance Companies…