Florida Homeowners Insurance

Let Us Do The Shopping For You! We Can Save You Time and Money By Shopping Your Homeowners Insurance With Multiple Top Quality Florida Insurance Companies.

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Call 941-921-2102 to Get the Right Florida Homeowners Insurance Protection for You at the Best Price

When evaluating Florida homeowners insurance policies, you may be tempted to go with the lowest rate, but the least expensive policy may not offer sufficient coverage for you. Ideal Insurance is here to secure the right Florida homeowners insurance protection for you at the best price to make sure that the policy you select will adequately protect your home and its contents.

Some Typical Policy Exclusions You May Encounter With Your Standard Florida Homeowners Insurance Policy

Most people assume when they experience a loss to their home, that their insurance will pay for that; however the standard Florida homeowners insurance policy comes with policy provisions, conditions, exclusions, and limitations. Below are some of the limitations/exclusions of which you need to be aware:

  • Flood Damages
  • Personal Belongings/Valuables
  • Tree Removal
  • Damages from Sewer/Water Back-Up
  • Water Seepage
  • Personal Property Used for Business
  • And More

Don’t let this happen to you…

While you and your family were away on vacation, your home was burglarized and your valuable gun collection was stolen. Not only do you have to worry about where these guns may be misused and surface, but you learn your homeowners insurance has specific limitations of coverage that will not begin to replace the value of your collection.

While Florida homeowners insurance does provide some protection for your personal belongings such as jewelry, firearms, and furs; what you may not realize is that your standard homeowners insurance policy offers the coverage with specific limitations of coverage.

Homeowners who have personal belongings that exceed the value to the limited coverage, can override those limitations by purchasing an endorsement that offers broader insurance coverage or even replacement cost if you have those firearms or pieces of jewelry or other valuables “scheduled.” By discussing your specific needs, Ideal Insurance can tailor a Florida homeowners insurance policy that ensures your valuables are fully covered when misfortune strikes.

Ideal Insurance is an independent insurance agency offering homeowners insurance from Florida’s top homeowners insurers which means we can find the right type of homeowners insurance you need for your optimum protection of
your home and contents, well within your budget.

Located in Sarasota, Florida, we also serve Bradenton, Longboat Key, Siesta Key and communities throughout Charlotte and Manatee counties.

Let us do your Florida homeowners insurance shopping for you TODAY.

Call 941-921-2102 for a FREE No Obligation Homeowners Insurance Quote Today!

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